International Business Payment Automation Platform

Automate international account payables with Plooto

Plooto's global money transfer service enables you to send money abroad, automates your accounts payable functions, and gives you time back to focus on your business. Plooto's centralized dashboard simplifies the management of global money transfers, with the ability to make payments, manage approvals, track payment status, and generate reports within a single platform.

Plooto seamlessly integrates with Xero and QuickBooks, making it the ideal solution for handling international money transfers and empowering you with greater financial control over your payment operations.

International payment processing built around your accounting software

As the world becomes more connected, trade and international payments will continue to grow rapidly. On top of growing your business, managing compliance, logistics, customs, and tariffs can quickly become overwhelming. The last thing you need in the mix is added payment complexity. That's why Plooto makes it easy and cost-effective to send money internationally to your vendors and suppliers.

Our accounts payable and accounts receivable automation platform makes sending money around the world as simple as possible. Through its easy-to-use interface, when using Plooto, your international payment will be processed easily, quickly, and cost-effectively.

International payables inside the AP workflow you already use

Unlike standalone international payment services, Plooto's international payments live inside your existing AP automation workflow. That means: the same approval chains apply to international vendor payments, every international transaction reconciles automatically. Manage domestic and international payables from one dashboard — with one login.

Exchange rate calculator

Use our live exchange rate calculator to see what your international vendor receives — and exactly what each currency conversion will cost.

What you pay

CAD

What your vendor receives

USD

How Plooto automates international payment processing

Make payments around the world and enjoy competitive exchange rates on your transactions.

No more foreign exchange transfer fees

Streamline how you pay vendors worldwide with Plooto, now without foreign exchange transfer fees.*

Easy same currency international payments

Save on wire transfer fees and make cross- border payments through Plooto for fee of $10 (Grow and Pro plan) or $19 (Go plan).

A single platform for yourcomplete workflow

Continue to enjoy the benefits of automated workflows and account reconciliation for all payment types.

*Excludes fees on non foreign exchange, check, and same-currency transactions. Industry and discretionary rates apply, and are subject to change. A complete conversion cost estimate is viewable when payment is created or via our foreign exchange calculator.

Need same-day international payments?

Combine Plooto's international payments with a Plooto Instant pre-funded account to reduce processing times. Learn about Plooto Instant pre-funded accounts for faster payment processing.

Learn more

FAQs

Don't see your question answered here? Contact us today.

How do you make an international payment?

To make an international payment, create an international contact and choose their payment method. Follow the prompts to easily complete your payment. To learn the basics about creating new payables, please see creating a payment.

How does international payment automation work in Plooto?

When you add an international contact in Plooto and create a payment, Plooto handles the currency conversion or same-currency cross-border transfer automatically. The payment follows the same approval workflow as domestic payments and reconciles automatically to QuickBooks, Xero, or NetSuite. No separate wire transfer process or banking login required.

What does it cost to send an international payment?

A cross-border payment method (same currency international transactions) costs $10 (Grow and Pro plan) or $19 (Go plan). There are no transfer fees for foreign exchange transactions. Industry and discretionary rates apply and are subject to change. A complete conversion cost estimate is viewable when your payment is created or via our foreign exchange calculator.

Can I automate international wire transfers through Plooto?

Yes. Plooto supports same-currency cross-border payments and foreign exchange payments as part of your standard AP workflow. Both types are processed through Plooto — no separate wire transfer banking required. Flat fee of $10 (Grow/Pro) or $19 (Go plan) for same-currency transactions. No transfer fees on FX transactions.

Where can I send international payments and what currencies does Plooto support?

Plooto supports 40+ countries and 25+ currencies. Review the complete list here.

What's the difference between a cross-border transaction and a foreign exchange (FX) transaction?

A cross-border transaction is an international money transfer without a foreign exchange component. An example of this is using a Canadian dollar account in Canada to send funds to a Canadian dollar account in the United States.

A foreign exchange transaction is any transaction that requires currency conversion before the amount is deposited within the recipient's bank account.

International AP software for borderless automated wire payments